“I was able to make Rs 500,000 from the timely availability of Rs 70,000, I am extremely grateful to KMBL ” Through-out our lives we strive for a better future, by working hard and seizing opportunities as they arrive, no one epitomizes this motto more than Adil. A clear transformation is visible from the changes that have taken place within his household. When KMBL’s team first visited Adil’s premises he had no more than a sewing and a washing machine, whereas now he owns a wide array of household appliances, including a microwave and a water dispenser. He gives the credit for all this entirely to Kashf because it was the institution that came to his aid at the time of need.

Farzana, a mother of three children started her career as a beautician with limited resources by establishing a small parlor. Today she has managed to become a successful entrepreneur who owns and runs two parlors. Farzana availed a loan facility of Rs. 20,000 from Kashf Microfinance bank with which she started her journey. This was an opportunity for her to expand both the business and clientage. Due to her prompt repaying behavior she was able to qualify for Rs.55, 000 loan amount in the next year, with which she opened another parlor. This led to a tremendous increase in her profits. Hence with the help of Kashf Microfinance Bank farzana managed to provide better education for her children and a secure life for herself.

Kashf Microfinance Bank Limited is deeply saddened over the sad demise of one of its most inspirational customers. Shaheena Khawar was a resident of Dharampura, Lahore. She lived with her husband and 5 offsprings. Her spouse manufactured spare parts for auto vehicles and was barely able to sustain a living for his kin. However around 2 years ago her husband passed away after suffering from hepatitis leaving her to bear the burden of the entire family. With the business in shambles, inadequate finances and the shock of loosing the bread earner, the family was on the brink of breaking down. At this time Shaheena approached Kashf for assistance to revive her husband’s auto parts business. With financial support, she was able to revive the business once again. The gloomy picture was finally starting to fade away, but fate conspired against her family, as she was diagnosed with Cancer at its final stage. This time Shaheena was unable to fight it. Kashf Microfinance Bank Limited will always remember Ms. Shaheena Khawar and her enduring spirit shall be an example for many to follow. Her devotion to her family, her positive go-getting attitude and her ability to face the challenges will always be remembered.

Khalid Pervaiz, a man struggling to provide a better future for his family took a loan from KMBL. At that time he had the ambition to expand his business to a level that would provide him with an opportunity to give his children a quality life that they were deprived of due to limited financial resources. With a small fabric shop in Dharampura, Lahore and a minimal inventory, Khalid started his journey with Kashf. He took a loan of Rs. 30,000 in the first year and was able to increase his sales tremendously. Today Khalid is in his 3rd loan cycle and has taken a loan amount of Rs.100, 000 which has enabled him to increase his inventory to Rs. 300,000. According to Khalid, KMBL helped him in making his dream come true. Khalid and his family moved out of the slums and rented a house in a good locality. Khalid is proud to be associated with Kashf and says: “The money I got from Kashf has been a blessing for me.